Disclosures

Paliscore is a software product that produces an informational plan based on data you input. Nothing on this site constitutes legal, financial, tax, or investment advice. Always verify recommendations with a licensed professional before acting on them.

We do not contact credit bureaus on your behalf, dispute items on your credit report, or promise to remove derogatory information. We are not a Credit Repair Organization under CROA and do not represent ourselves as one.

Approval probabilities and funding lane assessments are estimates. Actual lender decisions depend on each lender's underwriting model, which we do not have access to. A high probability is not a guarantee of approval. A low probability does not mean you cannot obtain funding from another source.

Roadmap actions are based on commonly accepted credit-building principles. Score outcomes vary widely based on factors outside your control (utilization spikes, scoring model changes, lender reporting cadences). We make no representation about a specific score change in a specific timeframe.

Approved affiliates earn commissions on Paliscore subscriptions they refer. Affiliates must disclose their relationship to Paliscore in their content (FTC 16 CFR Part 255). We do not pay commissions on lender referrals or any third-party financial products. Affiliate commissions do not affect what we charge you.

Plans are generated by an AI model (currently Anthropic Claude Sonnet 4.6). Outputs are reviewed for structural validity but are not individually audited by a human. AI-generated content can contain mistakes; you are responsible for verifying anything you act on.

Questions about these disclosures: legal@paliscore.com.