State notices

Credit Services Organization status

Statute: Alabama Credit Services Act, Ala. Code § 8-19-3

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Arizona Credit Services Organizations Act, A.R.S. § 44-1701 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Arkansas Credit Services Organizations Act, Ark. Code Ann. § 4-91-101 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: California Credit Services Act of 1984, Cal. Civ. Code § 1789.10 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA)

Residents have:

• Right to know what personal information we collect about you
• Right to delete your personal information
• Right to correct inaccurate personal information
• Right to opt out of sale or sharing (we do not sell or share for cross-context behavioral advertising)
• Right to limit use of sensitive personal information
• Right to non-discrimination

Additional state notice

California residents may submit privacy requests to support@paliscore.com. We do not sell personal information. The "Shine the Light" law (Cal. Civ. Code § 1798.83) does not apply because we do not share personal information with third parties for their direct marketing.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: Colorado Privacy Act (CPA), C.R.S. § 6-1-1301 et seq.

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Connecticut Credit Services Act, Conn. Gen. Stat. § 36a-700 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Connecticut Data Privacy Act (CTDPA)

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: Delaware Personal Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Florida Credit Service Organizations Act, Fla. Stat. § 817.7001 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Florida Digital Bill of Rights

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Georgia Fair Business Practices Act / Credit Repair Services, O.C.G.A. § 16-9-59

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Illinois Credit Services Organizations Act, 815 ILCS 605

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Indiana Credit Services Organizations Act, Ind. Code § 24-5-15

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Indiana Consumer Data Protection Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Iowa Credit Services Organizations Act, Iowa Code Ch. 538A

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Iowa Consumer Data Protection Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Kansas Credit Services Organization Act, K.S.A. § 50-1116

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: Kentucky Consumer Data Protection Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Louisiana Credit Repair Services Organizations Act, La. Rev. Stat. § 9:3573

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Maine Credit Services Organization Act, 9-A M.R.S. § 10-301 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Maryland Credit Services Businesses Act, Md. Code Ann., Com. Law § 14-1901

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Maryland Online Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Massachusetts Credit Services Organizations Act, M.G.L. c. 93, § 68A

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Michigan Credit Services Protection Act, MCL § 445.1822

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Minnesota Credit Services Organizations Act, Minn. Stat. § 332.52

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Minnesota Consumer Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Missouri Credit Services Organization Act, Mo. Rev. Stat. § 407.635

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: Montana Consumer Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Nebraska Credit Services Organization Act, Neb. Rev. Stat. § 45-801

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Nebraska Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Nevada Credit Service Organizations, NRS Chapter 598

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Nevada Privacy of Information Collected on the Internet from Consumers Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: New Hampshire Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: New Jersey Data Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: New York Credit Services Business Law, N.Y. Gen. Bus. Law § 458-a et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Additional state notice

New York consumers have the right under the Fair Credit Reporting Act and New York General Business Law to dispute inaccurate information directly with credit bureaus at no cost. We do not file disputes on your behalf and do not charge for dispute services.

Credit Services Organization status

Statute: North Carolina Consumer Protection — Credit Repair Services, N.C. Gen. Stat. § 66-220

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Ohio Credit Services Organization Act, Ohio Rev. Code § 4712.01

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Oklahoma Credit Services Organization Act, 24 Okl. St. § 131

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Oregon Credit Service Organizations, ORS § 646.380

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Oregon Consumer Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Pennsylvania Credit Services Act, 73 P.S. § 2181 et seq.

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

Statute: Rhode Island Data Transparency and Privacy Protection Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Tennessee Credit Services Businesses Act, Tenn. Code Ann. § 47-18-1001

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Tennessee Information Protection Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Texas Credit Services Organization Act, Tex. Fin. Code Ch. 393

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Texas Data Privacy and Security Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Utah Credit Services Organizations Act, Utah Code § 13-21-1

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Utah Consumer Privacy Act

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: Virginia Credit Services Businesses Act, Va. Code § 59.1-335.1

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

Statute: Virginia Consumer Data Protection Act (VCDPA)

Residents have:

• Right to know what personal information we collect about you
• Right to request deletion of your personal information
• Right to opt out of any sale or sharing of personal information (we do not sell)
• Right to non-discrimination for exercising your rights

Credit Services Organization status

Statute: Washington Credit Services Organizations Act, RCW § 19.134

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

Statute: West Virginia Credit Service Organization Act, W. Va. Code § 46A-6C

Paliscore is educational software. We do not provide credit services to consumers as defined under this statute (we do not improve credit records, history, or ratings on a consumer's behalf for compensation, and we do not obtain extensions of credit for consumers). We are therefore not a credit services organization subject to registration or bonding under this state's law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.

Credit Services Organization status

This state does not maintain a separate Credit Services Organization registration regime. Paliscore is educational software and does not provide credit services as defined under federal or state law.

Privacy rights

This state has not enacted a comprehensive consumer privacy law, but Paliscore extends CCPA-equivalent rights (access, deletion, correction, opt-out) to all U.S. residents as a matter of policy. Contact support@paliscore.com to exercise.